The process
Four steps. Zero chaos.
Foreclosure runs on deadlines and paperwork. So do we — that's why it works. Here's exactly what happens from your first call to a closed case.
- 01
Tell Us
Call or complete the 60-second form. We ask where things stand — how far behind, any notices received, what you'd choose if you could. That's it. No documents needed yet, no fees, and nothing you say obligates you to anything.
Your case opened, same day
- 02
We Review
A specialist pulls the picture together: your loan and arrears, your home's realistic market value (your equity), and your state's exact process and clocks. We identify every intervention point you have and what each is worth.
A written options map with real numbers
- 03
You Decide
We walk you through every path — modification, forbearance, repayment plan, assistance funds, or a sale that protects your equity — with the walk-away math on each. Including options that pay us nothing. You choose. We never pressure, because we work for you.
Your decision, made with full information
- 04
We Execute
We do the work: complete applications packaged to servicer specifications, filings tracked, follow-ups weekly, deadlines guarded, negotiations handled. You get updates in plain English until the foreclosure is closed out — and your life is yours again.
The outcome, executed and documented
What it costs
The review and the plan are free — no cost, ever. If your path involves a sale, our compensation comes out of the transaction like any real-estate service, shown to you in writing before you commit. We never charge upfront fees for loan modification help — that's not just our policy, it's federal law. Anyone who asks you for money up front is a red flag.
Free · Confidential · No obligation
Step one takes 60 seconds. Start now.
A free, confidential case review shows you every option — keep the home or exit with equity — with real numbers. 60 seconds to start. No cost, ever.
24/7 case intake · Same-day callback · 2,400+ homeowners helped