Trusted foreclosure help · All 50 states · 14 years

At risk of foreclosure?Facing a tax lien?Afraid of losing your home?You still have options.

Talk to a foreclosure specialist today. Free, confidential, and no obligation — get a clear plan before the bank sets your timeline for you.

Homeowners helped
2,400+
Case intake
24/7
To start
No Cost
Helping homeowners
14 yrs

Free Case Review

Your situation

Where do things stand today?

Time matters — act before the bank does

At risk of foreclosure? A tax lien? Afraid of losing your home?

Missed payments, a Notice of Default, an IRS or property-tax lien, an auction date on the calendar — wherever things stand, there is still a move to make. The sooner you call, the more options stay open.

American homeowners standing in front of the home they kept

Cash in hand, not just a way out

You walk away with money — and support behind you.

Either path puts cash in your pocket at closing — money to catch up, cover a move, or just breathe again. And a specialist handles the lender, the paperwork, and every deadline the whole way through.

Get My Free Case Review

The equity-first difference

The auction is the most expensive way to lose a house.

Before anything else, we calculate what you'd walk away with under every scenario — keep, sell, or settle — so your decision is made with real numbers, not fear. That's what equity-first means.

Example · $400,000 home, $290,000 owed, $25,000 behind

Lost at auction≈ $0–15k to you
Fast cash sale (2 weeks)≈ $55k to you
Managed market sale≈ $80k+ to you
Loan modified — home keptEquity stays yours

Illustrative example — every case differs. Your free review runs this math on your actual numbers.

Calm, clear, handled

Four steps between you and a plan.

01

Tell Us

Complete the 60-second form. No fees, no obligation — just tell us where things stand.

02

We Review

A specialist assesses your loan, your equity, and your timeline — usually the same day.

03

You Decide

Every option on the table, explained clearly — keep the home or exit with equity. Your call, no pressure.

04

We Execute

We handle the paperwork and the lenders until it's done. You get your life back.

Real homeowners, real outcomes

They were where you are.

Three weeks before auction, I was paralyzed. They had a forbearance in two weeks.
David K.

David K.

Phoenix, AZ

Forbearance secured
We chose to sell. They handled everything. Walked out with money in hand instead of a foreclosure on my record.
Linda M.

Linda M.

Atlanta, GA

Sold with equity protected
I thought I'd lose the house my kids grew up in. The loan modification cut my payment by $600 a month.
Robert T.

Robert T.

Columbus, OH

Loan modified
The bank wouldn't return my calls for months. These folks had answers — and a written plan — in two days.
S

Sarah W.

Tampa, FL

Repayment plan approved
No pressure, no judgment. They showed me the math on every option and let me decide.
M

Mike D.

Dallas, TX

Reinstated with assistance funds
After my husband passed, I didn't know the loan could even be worked out in my name. They handled all of it.
C

Carol B.

Charlotte, NC

Successor modification

Foreclosure is state law

Your state sets the clock. Know yours.

Georgia can foreclose in 37 days. New York takes years. Michigan gives you six months after the sale. The right strategy starts with your state's rules.

All 50 states →

Click your state

Massachusetts & Connecticut highlighted — our primary service states. Nationwide network everywhere else.

Foreclosure help by state — click your stateAlaskaHawaiiAlabamaArkansasArizonaCaliforniaColoradoConnecticutDelawareFloridaGeorgiaIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWisconsinWest VirginiaWyoming

Straight answers

The questions everyone asks first.

Intake is 24/7 and reviews usually happen the same day. Even if your auction is weeks away, options like forbearance, repayment plans, bankruptcy protection, or a fast sale can often still be put in motion. The earlier you reach out, the more options stay open — but late is still better than never.

The consultation and case review are completely free, and there's no cost to start. If you choose a path that involves a sale, costs come out of the transaction — never out of pocket up front. We'll always show you the numbers before you decide anything.

Almost every path we recommend protects your credit better than letting a foreclosure complete. A finished foreclosure can drag your score down for seven years. Modifications, forbearance, and even a short sale are all significantly less damaging.

No. Roughly half the homeowners we help keep their homes through loan modification, forbearance, repayment plans, or hardship programs. Selling is one option — never the only one, and never something we pressure you into.

No. A Notice of Default starts a clock — it doesn't end the game. Depending on your state you typically have weeks to months before an auction, and multiple intervention points along the way. What matters is acting now instead of waiting for the next letter.

Completely. Your situation is discussed with your case specialist only. We never sell your information, and there's no sign in your yard, and nothing shows up anywhere public.

More questions? Visit the full FAQ or call 413-307-8197.

Free · Confidential · No obligation

The bank has a timeline. Get yours first.

A free, confidential case review shows you every option — keep the home or exit with equity — with real numbers. 60 seconds to start. No cost, ever.

24/7 case intake · Same-day callback · 2,400+ homeowners helped

Free Case Review

Your situation

Where do things stand today?

CallGet My Free Case Review