Stop foreclosure in Louisiana.

How foreclosure works in Louisiana

• Louisiana's 'executory process' lets lenders foreclose through court on an expedited track
• You may have as little as 3 days after the demand before seizure orders issue
• Civil-law procedure differs from every other state — generic internet advice often doesn't apply here

Redemption & second chances

No post-sale redemption.

What this means for you

Don't let 'judicial state' lull you — executory process is one of the fastest foreclosure tracks in the country. In Louisiana, the difference between options and no options is measured in days after that demand letter arrives. Call the day it does.

Your options in Louisiana

Every tool in the national playbook works in Louisiana — what changes is the clock and the order of moves. Federal protections apply here like everywhere else: servicers generally can't start foreclosure until you're 120+ days delinquent, and a complete loss-mitigation application filed more than 37 days before a sale generally pauses it while under review.

• Loan modification — permanently restructure the payment and keep the home
• Forbearance — pause payments fast while you recover
• Hardship & assistance programs — state and federal money that can cure arrears
• Open-market sale — protect your equity with a full-value sale
• Direct cash offer — close in days when the calendar is short