Stop foreclosure in Maine.

How foreclosure works in Maine

• Maine requires a 35-day right-to-cure notice before filing
• A court-run foreclosure diversion (mediation) program covers owner-occupants
• Post-judgment redemption adds a final 90-day window

Redemption & second chances

90-day redemption period after judgment.

What this means for you

Maine's diversion program plus long court timelines make it one of the more forgiving states — for homeowners who engage. The cure notice, mediation sessions, and redemption window are three separate chances we help you use rather than watch expire.

Your options in Maine

Every tool in the national playbook works in Maine — what changes is the clock and the order of moves. Federal protections apply here like everywhere else: servicers generally can't start foreclosure until you're 120+ days delinquent, and a complete loss-mitigation application filed more than 37 days before a sale generally pauses it while under review.

• Loan modification — permanently restructure the payment and keep the home
• Forbearance — pause payments fast while you recover
• Hardship & assistance programs — state and federal money that can cure arrears
• Open-market sale — protect your equity with a full-value sale
• Direct cash offer — close in days when the calendar is short